AI + Human Intelligence: Shaping a Sustainable and Inclusive Tomorrow

Driving equity, sustainability, and inclusive growth through technology and human collaboration.

By harnessing the power of Causal AI, we uncover root causes, solve inefficiencies, and deliver actionable solutions. Together, we empower industries like aquaculture and agriculture, creating opportunities and building resilient value chains.

Who We Are

We drive systemic change by combining advanced technologies like Causal AI with human-centered design, creating inclusive ecosystems that unlock opportunities for all.

What We Stand For

Our mission is to catalyze inclusive growth by addressing systemic inequities through innovation and collaboration. We believe in a future driven by equity, shared prosperity, and environmental stewardship.

Our technology integrates vast data streams, from satellite imagery to mobile usage patterns and more, including IF THEN generalized conditionals based on the common cumulative body of knowledge worldwide, to develop a holistic understanding of challenges. It then generates actionable strategies that optimize efficiency, equity, and impact for all stakeholders.

Research & Innovation

Discover our groundbreaking research on Causal AI applications across Africa and beyond. From precision agriculture and sustainable aquaculture to blue economy financing and climate resilience, explore how we’re transforming industries through data-driven solutions, ethical AI, and inclusive innovation.

Whether it’s unlocking credit access for smallholder fish farmers, driving community-led ocean conservation, or embedding ethical intelligence into climate technology, our interdisciplinary research brings actionable insights for a thriving, sustainable future.

Business & Financial Times (B&FT) - Ghana

Empowering Ocean Conservation

The Third UN Ocean Conference presents an unprecedented opportunity to harness SERPICO's Causal AI capabilities for achieving SDG 14. Our proprietary 8W methodology enables evidence-based interventions that transform ocean governance from reactive management to predictive strategies.

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Business & Financial Times (B&FT) - Ghana

Revolutionizing Aquaculture Finance: How causal AI and multi-modal biomass estimation can unlock accurate credit scoring for global aquaculture farmers

SERPICO's Causal AI-driven biomass estimation addresses the persistent credit gap facing smallholder aquaculture farmers by providing lenders with objective, real-time insights into underwater operations. Our research moves beyond traditional correlation-based models to understand complex causal relationships determining true creditworthiness.

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AI for Climate Resilience & Human Flourishing

his thought-provoking article from Ramesh Srivatsava Arunachalam discusses how causal AI, structured around seven dimensions of intelligence, can foster climate resilience and advance human well-being. Combining causal inference with environmental data and ethical frameworks, it offers insights on designing AI that strengthens societal adaptation

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AI & Human Flourishing Through Causal Intelligence

SERPICO co-founder Ramesh Srivatsava Arunachalam examines how 7W Causal Intelligence—integrating wisdom, will, words, and worldviews—can align AI development with human flourishing. By embedding causal understanding and ethical governance into AI design, global societies can nurture holistic well-being and ensure technology supports rather than undermines shared human values.

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Reimagining Women’s Financial Inclusion

Ramesh Srivatsava Arunachalam applies SERPICO's 7W Causal Framework to systematically uncover root causes blocking women's financial inclusion worldwide. This research explores structural bias, gender norms, and data invisibility while mapping actionable reform pathways to drive systemic transformation and unlock women's economic agency.

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What do we offer

AI-Led Alternative Credit Risk Assessment (ACRA)

Redefining credit access using alternative data, such as satellite imagery, utility payment histories and causal AI, to enable financing for underserved communities.

Parametric Insurance Solutions

Utilizing causal AI for delivering instant, data-driven payouts for predefined risks like climate events, ensuring resilience and recovery for vulnerable populations.

Gender-Sensitive Financial Products

Empowering women entrepreneurs through causal AI-driven credit models that value their unique contributions to global value chains.

Conversational and Causal AI for Knowledge Dissemination

Providing real-time, personalized guidance on market trends, financial literacy, and operational best practices.

Who is behind the company

Our co-founders have worked with several multi-lateral and international organizations, international foundations, state governments, financial institutions, cooperatives and a host of other private sector stakeholders. Together, we are building scalable, inclusive solutions that foster shared prosperity across value chains.

Philipp Jundt

Philipp Jundt

Founder

A world-renowned flutist celebrated for his artistry and innovation, Philipp brings a visionary approach to combining art, science, and economics. As a pioneer in industrial economics, game theory, and financial modeling, he has developed groundbreaking solutions for sustainable growth, including financing models tailored for aquaculture in Sub-Saharan Africa. His dual expertise in creative and analytical fields reflects a unique capability to solve complex, multidimensional problems.

Ramesh Srivatsava Arunachalam

Ramesh Srivatsava Arunachalam

Founder

With over 36 years of transformative work spanning 800 districts in India and 36 countries, Ramesh has completed 380 professional assignments, driving global innovation in financial inclusion, technology, and sustainable development. As a leading expert in governance, climate resilience, and risk management, he has authored over 20 books and several hundred reports while advising leading global/multi-lateral organizations, governments and other stakeholders. Ramesh’s work embodies the spirit of inclusive growth, empowering marginalized communities to thrive in an evolving world.

Ronald Biehler

Ronald Biehler

CEO

Administrative Director He has a broad background in banking and finance, with leadership roles at UBS, Credit Suisse, and KPMG, specializing in corporate treasury, pension fund management, and financial consulting. His career includes serving as Chief Markets Officer at Noventus PensionPartner AG and managing various pension and investment foundations. Currently, he is President of the BVG Collective Foundation Jungfrau and holds key roles in organizations such as the Swiss Philanthropy Academy and Pro Juventute. With certifications in financial analysis, portfolio management, and foundation management, he brings strategic expertise to financial and governance challenges

Simon Walker

Simon Walker

Founder

A transformative force in global finance, Simon’s three-decade career spans innovative investment banking strategies and pioneering financial solutions. Formerly the Managing Director at UBS Investment Banking USA from 2007 to 2017, Simon now serves as the Managing Director and Global Head of Syndicate at Texas Capital Securities. He bridges ecosystems across corporate finance, risk management, and capital markets. Simon’s visionary leadership has fostered high-impact collaborations, creating scalable opportunities that address global financial challenges.